Mortgage difficulty while preparing this sale
Organize leases, deposits, maintenance, and authorized access before choosing a sale path. An occupied-property review starts with the current tenancy, not an assumption that the house will be vacant.
The mortgage question in this seller situation
If the rental also has mortgage arrears, tell the counselor or attorney how it is occupied and whether it was ever your residence. Eligibility questions require that context. Keep landlord duties moving separately from discussions with the servicer; a planned rental sale does not itself alter a tenant agreement or a foreclosure notice.
Keep the property decision documented
Ask whether a proposal assumes existing tenants remain or vacant possession. Those are different transaction assumptions. Obtain qualified advice before promising notices, entry, lease changes or move-out arrangements; a buyer preference does not settle the owner obligations.
Reach independent Washington help
Contact your servicer through the number on a verified statement. The Washington Foreclosure Fairness Program explains free housing counseling and the counselor or attorney referral route for mediation. Call 1-877-894-HOME (4663). Eligibility and deadlines need individual review; homeowners cannot self-refer to that program.
Keep all pages of notices, later correspondence and dated contact notes. The CFPB counselor finder and Northwest Justice Project legal-help page provide independent starting points.
If you also request an offer
Washington Home Solutions LLC operates this website as a prospective property buyer. We are not a law firm, mortgage servicer or HUD-approved counseling agency. An inquiry or purchase agreement does not itself postpone a trustee sale. A proposed purchase depends on authority, title, price, funding and timing.
Follow this property's sale process and keep your preparation worksheet alongside, rather than in place of, qualified assistance.
Official program information checked September 8, 2026. General preparation information; no attorney or housing-counselor review is implied.